real estate

Rent vs Own

Rent vs. Own

In this video, one of our favorite lenders in the Greater Des Moines area, Dave Lewis from Home Services Lending, shares pros and cons to help you decide if you should rent vs. own.  WHAT IF YOU COULD USE SOMEONE ELSE'S MONEY TO BUY YOUR HOME? If you've been thinking about buying a house in the Des Moines area, you should download our expert guide to finding creative ways to help with your down...

Living in Des Moines: myDSMapp recommendation

Living in Des Moines: myDSMapp recommendation

If you're living in Des Moines (or living in a suburb and visit frequently) and you notice something that the city needs to address, this app is great! And, the city is pretty prompt at fixing things. Watch this video where Heather shares a few personal examples and gives you a walk through of the app. It's a great way to get the city to provide service in your neighborhood - or somewhere else in the...

what to do when your home warranty expires

What to do when your home warranty expires

If you've bought a house in the last year, it's likely you had a home warranty - and it might be expiring soon! So, what do you do when your home warranty expires?We've got a video to walk you through the options and what to...

Should You Cover Your AC Unit During the Winter

Should You Cover Your AC Unit During the Winter?

Your home and all the mechanicals that make it work are an expensive investment so you want to make sure you take good care of it.   Recently, I was working with a first time home buyer that was feeling overwhelmed with all of his future homeowner responsibilities. One question he asked me several times was, "Should we ask the seller to cover the AC so it doesn't get damaged by the winter?"...

contract sale

Should You Buy a House on Contract or Rent to Own?

A common question we hear is "Do you think this seller would sell me their house on contract?" Or another version of this same question, "Is this house available to rent to own?"https://youtu.be/mBC9GqX9E6IIf you've ever bought a home you know there are several different options to PAY for the home. One way is to purchase the home on contract. To put it simply, the owner of the home is acting as the...

How to Buy a House with Cash Down Payment

How to buy a house with cash for your down payment.https://youtu.be/9w2ueFeaJVE In this video, I'll explain exactly how you can use cash to buy a house. And, even if you're getting a loan but have a large cash down payment - you'll want to know what to do.So, let's say you have mattress money.Mattress money: you have a bunch of cash stashed at home and not in the bank.Maybe that's because maybe you...

Real Estate Appraisals: What Can Go Wrong

https://youtu.be/_iKlnhSoifo In real estate, there's never any guarantees.That rule of thumb applies to real estate appraisals too! In this video we cover some options that both sellers and buyers can consider in the event a real estate appraisal doesn't appraise for the agreed upon purchase price.If you're buying or selling a house, you can expect to have a real estate appraisal be part of the...

Don’t Forget to File for Your Homestead Exemption

https://youtu.be/vcDlZ0vfq3g This was a Facebook Live to remind everyone to file for their Homestead Exemption by the end of June. Dallas county residents apply online. UPDATE: Polk County residents: You can apply in person downtown at 111 Court Ave, Room 195. OR brand new to Polk county you can apply online following instructions...

The Home Buyer’s Guide to Getting Mortgage Ready

Don’t wait until you’re ready to move to start preparing financially to buy a home. If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage. The requirements to secure a mortgage may seem overwhelming, especially if you’re a...

Should You Sell Your House During the Holiday Season?

If you’ve ever had your house for sale in the late fall/early winter (or thought about selling then) you’ve probably wondered - should you sell your house during the holiday season? Some real estate agents would give you the 5 reasons why your house will sell better/faster/for-more-money/etc with an emphatic YES, sell during the holidays. But, I have to ask - WHO is that advice actually helping?...

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